1. Property All Risks Insurance

An all-risk property insurance policy means that the policy will cover everything, except the perils which are clearly listed under the exclusion header. This means that if the Event causing the Damage is not specifically excluded from the all-risk property insurance policy, it would be covered by the insurer.

2. Fire and Allied Perils Insurance

Fire and special perils policy is an insurance contract that safeguards the insured against unforeseen contingency caused by accidental fire, lightning, explosion, aerial devices, manmade perils in the form of riots, strikes etc. natural calamities like earthquake, storm, tempest, flood, damage caused by impact of a road vehicle, bursting and/or overflowing of water tanks, apparatus and pipes.

3. Industrial All Risks

Adequate property insurance to protect your assets against Fire, Burglary, Allied Perils, and Natural Catastrophes in addition to numerous benefits complementary to the initial cover.

1. Contractors All Risk (CAR)

Contractors' all risks (CAR) insurance is a non-standard insurance policy that provides coverage for property damage and third-party injury or damage claims, which are the two primary risks on construction projects. 

2. Erection All Risks (EAR) insurance

A Comprehensive cover for Construction or Erection Projects covering material, contract works achieved or under construction, Contractor’s Plant and Machinery as well as Liability inherent to the site of works against a range of hazards defined in the adequate Questionnaire.

3. Machinery Breakdown

Insurance covering the repair of any insured machine should it be damaged by a surge in electricity, a mechanical breakdown, or any other unexpected internal damage. 

4. Contractor’s Plant and Equipment

Also, a type of engineering policy covering Property Damage to the insured Equipment arising out of an external cause, such as an impact, or overturning, etc.

5. Electronic Equipment insurance

An all-risks Policy is usually adaptable to devices such as Electronic boards, Electric industrial Machinery, ATM Machines, etc.

6. Deterioration of Stock Insurance

This policy is usually issued in connection with and as a consequence of a Fire, a Machinery Breakdown, a lack of electricity supply due to an accident, etc.

7. Consequential Loss

This policy covers risks related to liability for lost profits or delays suffered by a client due to negligent design or error.

8. Inherent Defects

An inherent defect in the context of construction and engineering insurance is a fundamental flaw in the design, workmanship, materials, or site preparation of a structure that existed at the time of construction completion but was not apparent upon initial inspection.

1. Cash In Safe

Cash in Safe insurance is coverage for property that is kept in a safe. Many people keep jewels, cash, and other assets in safes. While safes are generally hard to break into and access, they still can be. Safe insurance protects policyholders financially in the event that their safe is broken into, and they lose assets because of this.

2. Cash In Transit

Cash-in-transit or cash/valuables-in-transit is the physical transfer of banknotes, coins, credit cards and items of value from one location to another. The locations include cash centers and bank branches, ATM points, large retailers, and other premises holding large amounts of cash, such as ticket vending machines and parking meters. The Policy shall usually cover Loss of Money by any means, including violence, hold-up, accidents, etc.

3. Fidelity Guarantee Insurance

The perfect combination to protect your Money at rest in a safe or in transit all over the Lebanese territory against a range of hazards, starting with Fire and Burglary and ending with Loss due to forgery, mistrust and infidelity of your own employees. The Geographical Limits could be extended to cover worldwide for Jewelers, Exchange Dealers, Banks, etc.

4. Bankers’ Blanket Insurance

A Comprehensive Policy, covering all financial operations of a Bank, to include Loss of Cash on counter, in safes, in vaults, counterfeit checks, hacking and other fraudulent operations, employees’ dishonesty, Burglary and Hold-up, and many other hazards

1. Public Liability insurance

Covering General and/or Professional Indemnity (for all types of Professions), to include Medical Malpractice, Freight Forwarders, Employers’ Liability, Directors and Officers, Ports and Terminals Operators

2. Workmen’s Compensation Insurance

Covering all requirements of the Lebanese Labor Law in what concerns Employer’s Liability towards employees when subject to a work-related accident

3. Prospection Oil & Gas Liabilities Insurance

Covering all Liabilities relating to the Prospection of Oil and Gas, to include Pollution Liability both on and offshore, underwater works, and other related Liabilities

4. Political Violence Insurance

In a world ever more violent and prone to Political warfare, we recommend this type of protection against Loss or Damage to Property arising out of Strikes, Riots, War and Civil War, Malicious Damage, and other types of Political instability

5. Professional Indemnity Insurance

This Policy covers all sorts of Professional errors and mistakes resulting in Loss or Damage to third parties. It spreads to all sorts of professions such as Lawyers, Freight Forwarders, Doctors, Insurance Advisors, Laboratories, Contractors and Consultants etc. 

6. School Liability Insurance

This policy covers the legal and financial responsibility a school has for accidents, injuries, or non-bodily harm that occurs to students, staff, or third parties during school operations.

7. Marina Liability

A policy that covers the liability of marina operators towards their clients Yachts, speedboats, etc.. to include operations such as cleaning, maneuvering, fueling, maintenance, and other works.

8. Products Liability Insurance

This policy protects a business from claims of bodily injury or property damage caused by a faulty, defective, or dangerous product that the business has manufactured, sold, supplied, or distributed.

9. Lifts Liability

Lift liability refers to the legal responsibility for accidents, injuries, or property damage that result from the ownership, maintenance, or use of lifts.

10. Freight Forwarders' Liability

A specialized insurance product designed to protect freight forwarders, logistics companies, and similar service providers from the financial consequences of legal liabilities that can arise during the coordination and transportation of goods.

11. Directors and Officers Liability

This protects the personal assets of key figures, such as school board members, trustees, and top administrators.

1. Marine Cargo / Oil & Gas Transport Insurance

Protection for the Sender and the Consignee against Loss or Damage to the shipped goods whilst at sea, in the air or during land transit

2. Marine Hull & Machinery Insurance

Adequate Comprehensive Property and Liability insurance for Cargo ships and/or Leisure boats and Yachts whilst at sea or moored in a marina 

3. Leisure Boats

A type of marine insurance designed to protect boat owners from the financial risks associated with owning and operating a boat for personal enjoyment.

3. Yachts

Comprehensive insurance is designed to cover larger, higher- value vessels and the greater risks associated with them.

4. Protection and Indemnity (P&I)

A form of mutual maritime insurance that protects vessel owners, operators, and charterers against third-party liabilities incurred during the commercial operation of their vessel.

Comprehensive protection for computer systems and data that includes, among others, Cyber extortion, Business interruption, Hacker damage, Crisis containment & Multimedia liability.

A specialized type of contingency insurance designed to protect the financial investment and revenue of an event organizer, promoter, or other financially interested party, should the event be cancelled, abandoned, postponed, or curtailed due to unforeseen circumstances beyond their control.

Protection of high-value, portable physical assets that require specialized, high security coverage  

1. FINE ARTS: Paintings, sculptures, antiques, rare books, valuable documents, and natural history collections.  

2. TV/FILMS: An all-risk policy covering operations and equipment for TV and Film Industry

3. ARMORED CARS: An all-risk policy covering transport of funds all over the territory.