Property Insurance

Safeguard buildings, contents, stock, and equipment against everyday and catastrophic risks.

Hand holding house keys in front of a modern home.
Three tall, modern apartment buildings against a blue sky with clouds.

Property All Risks Insurance

Coverage: Accidental physical loss or damage to insured property


Optional: Business interruption, debris removal, increased cost of working, and many more


Ideal for: Residential, commercial, industrial, and medical establishments

Fire and Allied Perils Insurance

Focused protection against fire and named perils.


Coverage: Fire, lightning, explosion, riots and strikes, impact damage, burst pipes, storm, flood, earthquake , …etc.


Value: Clear named‑peril wording and competitive pricing

Industrial All Risks (IAR)

Coverage: Fire, burglary, natural catastrophes, and extended benefits tailored to complex risks


Add‑ons: Machinery breakdown, business interruption, expediting expenses and many more


Safeguard buildings, contents, stock, andequipment against everyday and catastrophic risks.

FAQ

  • What is the difference between a Fire and a Property All Risks Policy?

    A Fire Policy is a named perils policy. It covers numerous hazards chosen and paid by the Insured according to his needs (Fire, Allied Perils, Natural Catastrophes, Water & Rainwater Damage, etc.), whereas the Property All Risks will cover any peril not specifically excluded in the General or Particular conditions of the Policy.

  • Does Property Insurance cover Bodily Injury or Death of the Insured himself due to a covered Peril?

    Minor repairs can be approved within hours through our network of approved garages.

  • Does a Fire Policy include money and jewelry?

    Yes, it can be added as an optional benefit to your plan.

  • Can we issue a Burglary policy without the condition on forcible entry into the premises?

    Yes, but only for institutions that open 24h a day, such as hospitals, hotels etc.

  • Do we inspect the risks we insure?

    Yes, for any commercial or industrial risk where we issue a series of recommendations to be implemented by the Insured, failing which no claim shall be paid. As for Domestic insurance, our advice will be to issue a detailed and valued list of properties to be added to the policy on agreed value basis.

  • How do we know that we will be reimbursed properly in case of an accident?

    The best way to avoid misunderstandings and unnecessary delays is to follow the following steps:

    • Fill out and sign a proposal form and attach to it any document you feel will be necessary in case of a claim, as this form will be the basis of your contract with the insurance company.
    • In case of a commercial/industrial risk, keep a tidy and precise account of your stock of machines, parts, stock (finished or raw), sales, and import of new stocks, etc., for the Loss Adjuster to be able to account in a reasonable time the extent of the loss.