Liability Insurance

Manage third-party and professional risks with clear, defendable protection.

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Public Liability

Coverage:  Third-party bodily injury and property damage arising from premises, operations, and events; legal defense costs and settlements/judgments.


Ideal for: Residential, commercial, and industrial activities

Workmen’s Compensation

Coverage: Employer’s liability per Lebanese Labor Law for work-related injury/illness, including medical expenses, disability, and death benefits; to include legal defense costs


Ideal for: All employers—construction, manufacturing, services, education, healthcare, …etc.

Prospection Oil & Gas Liabilities

Coverage: Third-party bodily injury, property damage, and pollution liabilities from exploration and related activities (on/offshore), including contractor cross-liability


Ideal for: Exploration companies, oilfield services, seismic/drilling contractors.

Political Violence

Coverage: Loss or damage arising out of strikes, riots, civil commotion, malicious damage, terrorism, and war/civil war (as per policy terms and territorial limits).


Ideal for:  Retailers, warehouses, logistics hubs, essential services in unrest-prone areas etc. In other words, all movable or immovable property.

Professional Indemnity

Coverage: Legal liability for professional errors/omissions causing financial loss; defense costs.


Optional Extensions: Defamation, IP infringement, loss of documents).


Ideal for: Legal/medical professionals, labs, consultants, contractors, freight forwarders, insurance advisors, and more.

School Liability

Coverage: Full liability of school towards students as long as students are under the supervision of school administrators and authorized personnel.


Ideal for:  Schools, universities, training centers, nurseries.

Marina Liability

Coverage:  Liability during cleaning, maneuvering, fueling, maintenance, and related work on clients’ vessels; includes care, custody, and control exposures; to include defense costs.

Ideal for:  Marinas, boatyards, yacht clubs, service docks.

Products Liability

Coverage:  Third-party bodily injury and property damage caused by products manufactured, sold, supplied, or distributed; to include legal defense, settlements; optional product recall.

Ideal for:  Manufacturers, importers, distributors, and retailers

Lifts Liability

Coverage:  Legal liability from ownership, operation, or maintenance of lifts/elevators, including passenger injury; to include defense costs.


Ideal for: Residential and commercial buildings

Freight Forwarders Liability

Coverage: Legal liability for loss/damage to cargo in care, custody, and control; errors and omissions; delay (as per conventions like CMR/Hague-Visby where applicable); defense costs.


Ideal for: Freight forwarders, NVOCCs, logistics providers, customs brokers, 3PLs.

Directors and Officers (D&O) Liability

Coverage: Claims alleging wrongful acts in management (breach of duty, negligence, misstatements); defense costs, investigations, and settlements


Ideal for: Shareholders and directors 

Note: Coverage, limits, deductibles, and extensions are subject to policy terms and underwriting.

Manage third-party and professional risks with clear, defendable protection.

FAQ

  • What plan should I choose: Third Party or Comprehensive?

    Your family home is a major investment. At least a third of your household income will go to keep and maintain it. A life insurance policy can give your family a way to off the home's mortgage and make sure they can continue to live there worry-free.


  • How fast can a claim be processed?

    Minor repairs can be approved within hours through our network of approved garages.

  • Is roadside assistance available?

    Yes, it can be added as an optional benefit to your plan.

  • Do fleet policies get discounts?

    Yes, businesses with multiple vehicles receive fleet pricing and simplified administration.